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"Personal Finance" is a recurring and rotating section about money, posing ideas and resources for budgeting, saving and investing for retirement.

Many independent artists and creative businesses have varying need for additional insurance protections, be that general liability, volunteer accident, or art and equipment coverage. These protections are important because they shield your personal money from expenses incurred through accidents. Thankfully there are effective tools available to help protect your personal fiances from these liabilities. An online nonprofit called Fractured Atlas is one such tool, and they offer these insurance protections for "artists, arts organizations and other cultural sector stakeholders" alike. Visit this page to learn about the insurance products they offer.

Published October 24, 2017

We all know it's vital to save for retirement and to start saving as early as possible. That's easy to say for someone who works for a business and can take advantage of the company retirement plan, or for well-established business owners who have a retirement plan set up for their own employees. But what are the options for sole proprietors? Nerd Wallet covers the basics of what's called the Solo 401(k) and the tax savings benefits that come with it. Learn more about this retirement option here.

Published August 16, 2017 

Personal finances go hand-in-hand with business finances, especially for new companies. In the beginning, funds may co-mingle until there's a steady workflow and expenses are covered. While building a business, it's important to keep your personal financial landscape in mind so you can take advantage of time (think: compound interest). A fantastic resource for gaining exposure to the basics of personal finances, investing and retirement can be found at InvestopediaThis article presents a good foundation, but be sure to bookmark this site for future digging.


Published on June 20th, 2017