Health Insurance

The College requires that all students have health insurance. To make sure that all students are covered, the College automatically includes the cost of a health insurance policy provided through A-G Administrators Inc. (AG) in their tuition bills. Students must either document that they are already properly insured with personal medical insurance, or they must purchase the plan offered by the College. The exception is international students, who are required to carry insurance and are automatically enrolled in this plan and may not waive out of the plan.

• Insured students that want to waive out of the AG plan must log on to www.hulseqm.com/myinsurance and complete the waiver, which requires them to provide key information about their personal medical insurance.
• Your log on information is:
  ID: Last Name First Initial entered without any spaces
  Example: Enter Jane Smith as smithj
  Password: Last 5 digits of your Moore College of Art and Design Student ID

Once students have documented that they are properly insured with personal medical insurance, the charge will be taken off their bills. Students are asked to log on to the website and process their waiver information by September 9, 2011; the deadline for waiving without any financial penalty is September 30, 2011.

For students who aren’t insured and must purchase the plan, the cost of the AG plan is $1333.00, which includes all premiums and administration fees. The cost will be included in determining students’ financial aid packages.

All students have access to our Health Services, headed by Diane Azuma, RN, free of charge. The College also has an ongoing relationship with a group of physicians to whom we refer students for primary care. Whether they are insured by the College’s AG plan or by their own insurance, all students will use their insurance for visits to PennCare. The College will reimburse up to a maximum of $20 of a student’s co-pay if she uses PennCare for primary care. (For more specifics on this policy, see the Student Handbook.)

The AG plan also covers visits to specialists, prescriptions, x-rays, etc. which aren’t part of PennCare’s services. A summary of AG’s benefits is included in this section of the New Student Guide. Brochures explaining in greater detail exactly what the AG insurance covers will be mailed to students who are enrolled in the plan. Brochures can also be picked up in the Health Services Office on the first floor of Stahl Hall. Any charges for these services beyond what the insurance covers are the student’s responsibility. The College does NOT provide any reimbursement for these co-pays.

The College has also retained Hulse/QM® as Healthcare Advocates to assist students using the AG plan in the processing of claims. If a student suspects her claim is not being handled correctly, she should call the Advocates who can assist her in understanding the coverage and make certain the insurance company is administering the claim correctly. As Healthcare Advocates, Hulse/QM® is separate from the insurance company.

To reach the Healthcare Advocates, students should use the following contact information:
Hulse/QM® Healthcare Advocates
PO Box 2363
Mechanicsburg, PA 17055
Phone: 1-800-434-0879
Fax: 717-591-2093

Part-time, non-degree, and post-baccalaureate students, carrying a minimum of six (6) credit hours are encouraged to enroll in the College’s AG plan with the submission of an Enrollment From, which may be obtained in the Business Office. The Enrollment Form must be returned with a check for $1333.00 to the Business Office on or before September 9, 2011, in order for the student to be eligible for coverage.

Students with questions regarding this policy and its terms should contact the Hulse/QM® Healthcare Advocates at the numbers listed above.